First Time Buyers & Homeowners
Whether you're buying your first home or moving to a new one, it's an exciting journey—but it can also feel overwhelming.
That’s where we step in! At Engage Finance, we’ll help you navigate everything from figuring out what you can afford, as well as your deposit, to understanding your mortgage rate and costs like stamp duty and solicitor fees.
We’ll make sure you feel confident and informed every step of the way. With access to a broad range of lenders, we'll find the perfect mortgage for you and guide you through the entire process.
What is the first step in getting a mortgage?
We would recommend seeing an advisor to do a full assessment on the amount you can borrow, your affordability (which is not always your maximum borrowing amount) and your credit score.
What documents do I need to get pre-approved for a mortgage?
- Identification
- 3 months bank statements
- Confirmation of income
- Credit score