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Blog Engage Finance Mobile Header Image

4 weeks ago

The big day is almost here and I must admit with the way this year has been I am really looking forward to spending some time with close family. We hope that all your plans have aligned and you can spend some quality time with loved ones 🥳 ... See MoreSee Less
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4 weeks ago

2020 will certainly be a year that is remembered but perhaps not for all the right reasons. It has been a rollercoaster of emotions and firstly would like to pass on my condolences for anyone that has lost family or friends this year. Not only has it effected people on a personal level but is also having massive implications on business. Here at Engage Finance we have been able to consolidate and evaluate the position of the business to hopefully mean we have come out the other side still open. I would like to wish you all a Merry Christmas and thank those that have trusted in us to join their power team as the chosen broker this year. Heres to a healthy and successful 2021 ... See MoreSee Less
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4 weeks ago

As we approach the end of 2020, we will look back in years to come and refer to this year as “that was the Virus year” – in a similar way to 2008/2009 – they were the “recession and property slump years” Not to underplay in any way, how the virus has devastated many peoples lives, either personally or through their employment and business’s. But one sector that has held up really well, has been the property market.Against many commentators views and journalists articles etc, the property market has remained strong and actually grown through 2020.There was an enforced “blip” during lockdown, where a good number of lenders seemed to be able to adapt and remained open. Of course there were a few that closed their doors, like Together, Kent Reliance and Vida—but all have come back to the market, maybe with slightly tighter criteria. The pinch point at through that time, was the lack of valuations, where valuers could not visit properties causing the market to faulter. However as lockdown eased and some lenders put in place Desk Top Valuations/Automated Valuations, there seemed to be a opening of flood gates of pent up demand, with Lenders, Valuers and Solicitors all under pressure to get deals completed. This has continued into the Autumn with solicitors in particular still seemingly struggling to get on top of work loads.Perhaps a little surprisingly, the Development/Bridging sectors have generally remained strong, open for business and they remain keen to lend. Deals and rates have not really changed much, but the focus on experience and margin in the deal are at the forefront of their assessment more than ever. 2020 has been a very busy year for us at Engage Finance and we are currently, probably, the busiest we have been since inception, nearly 3 years ago.It is extremely rewarding and gives us great pleasure , to get a funding line away, to assist you, our clients, to achieve your goals, whether that be to expand, move, restructure or just consolidate your property portfolios. Thank you for all your support in 2020 and wishing you and your families good health, happiness and heres to a prosperous 2021 ... See MoreSee Less
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4 weeks ago

A short video introduction to Development finance ... If you have any questions or would like to discuss your mortgage requirements with us then please get in touch:Enquiries@engagefinance.co.uk 07791581274 ... See MoreSee Less
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1 month ago

A short video introduction to Commercial Mortgages... If you have any questions or would like to discuss your mortgage requirements with us then please get in touch:Enquiries@engagefinance.co.uk 07791581274 ... See MoreSee Less
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